We recommend that you pre-qualify for a home loan before contacting a homebuilder and/or realtor. Every borrower is different. There are a variety of mortgage products to meet your individual requirements that will enable you to make sound financial choices.

Pre-qualification Process

Many borrowers take advantage of shopping for a loan before they shop for a home. Prequalification is a confirmation that the borrower has already been reviewed by the lender.

Getting pre-qualified for a home tells you how much home you can afford and makes the application process quick and easy.

To get pre-qualified, you must provide the following information:

  • -Name
  • -Social Security Number
  • -Address
  • -Phone Number
  • -Monthly Income
  • -Debt

Lenders

South State Bank

3515 Wheeler Rd.
Building A, Suite A
Augusta, GA 30909
706-739-0123
Click here for loan officers:
https://www.southstatebank.com/location/augusta-ga-wheeler-road/

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State Bank & Trust Company

3527 Wheeler Rd.
Augusta, GA 30909
(706) 729-7900
Click here for loan officers:
http://www.fbmtg.com/ourpeople-augusta.php

queensborough-logo

Queenborough National Bank and Trust
Company

4226 Columbia Rd.
Martinez, GA 30907
706-869-6975
Click here for loan officers:
http://www.mortgageaugusta.com/officers.aspx